Buying property in Mexico as a foreigner
Foreigners can own real estate in Mexico. How you hold it depends on where the property is.
Inside the restricted zone: a bank trust
Within 100 km of the borders and 50 km of the coast, foreigners hold residential property through a bank trust (fideicomiso). A Mexican bank holds title on your behalf and you keep every right as beneficiary: use it, rent it, sell it or leave it to your heirs. The trust requires a permit from the Ministry of Foreign Affairs and runs for up to 50 years, renewable. Most beach destinations are in this zone.
Outside the restricted zone: direct ownership
In inland cities you can take title in your own name, after signing an agreement with the Ministry of Foreign Affairs not to invoke your home government's protection over the property.
Through a Mexican company
For commercial or industrial assets, a Mexican company owned by foreigners can hold the property. Our legal team advises when this structure makes sense.
Taxes, in general terms
When you buy: a state acquisition tax plus notary, registry and, where applies, trust fees. While you rent: income tax on rental income, and VAT on short-term furnished rentals. When you sell: capital gains tax, with exemptions in some cases. Rates vary by state and by your situation, so our legal team reviews each case before you commit.
Sending funds
Funds travel by international wire to accounts designated at closing, in US dollars or pesos. Never in cash. We coordinate the timing with the notary so your money moves only when the paperwork is ready.
This page is general information, not legal or tax advice. Every case is reviewed by our legal team.
Frequently asked questions
Do I need to live in Mexico or have residency to buy?
No. You can buy as a visitor. If you will collect rent, you will need to register with the tax authority; our legal team arranges it.
What exactly is a fideicomiso?
A bank trust. The bank holds title for you, and you keep the rights of an owner: use, rent, sell or bequeath. It is the standard, legal way for foreigners to own in the restricted zone.
Can I get financing as a non-resident?
Options exist but are fewer than at home. Every property we present comes with a cash and a financed scenario, and we introduce you to lenders that work with foreign buyers.
How much are closing costs?
They depend on the state, the price and whether a trust is needed. Each property's analysis itemizes them before you make an offer.
Do I have to travel to sign?
Not necessarily. You can sign in person or grant a power of attorney.
Can I visit before buying?
Yes, in person or by virtual tour with a local partner.
Who manages the rental?
A local operator, chosen for each property. We coordinate the set-up and keep you informed.
What does EITHAREA charge?
Nothing up front. We are paid a commission when your purchase closes.